Your Gift to YOU in 2022: SOLID FINANCES

 
Think back to January. Did your finances improve over the last 11+ months? 

For many people, their financial life was overwhelming. And extra stressors like debt, secret spending, and fighting over expenses often affected their relationships; which, in turn, wreaked havoc on their health.

It doesn’t have to be this way. 

In fact, you can give YOURSELF the gift of better finances in 2022 by becoming free from debt, improving your earnings, and investing for the future.

When I first started working with human-potential experts Dr. Dave Braun and Dr. Troy Amdahl to become a Certified Life Coach, I discovered that their Oola formula has over a million followers in 43 countries.
Story after story appeared on their Facebook page of people who had hit major financial goals. Some paid off over $100,000 in debt, got better-paying jobs, or moved into their dream house.

Here’s what else you could make happen in 2022 with the Oola formula:

• Create a budget that lets you pay the bills, save for the future, and still have fun (yes, it’s possible)

• Accumulate seven months’ worth of living expenses in an emergency fund that’s ready when disaster strikes

• Student loans, mortgages, credit card balances – all debt paid off (for real)

• Develop a solid estate plan with your will, trust or other documents completely handled and tucked away

• Build a healthy retirement fund with prudent investments that let you jump ship sooner than you think

• Set money aside for fun . . . and for life’s coolest adventures

Whatever steps would change YOUR finances for the better in 2022, seriously consider working with me privately to set financial goals and take action on your most important objectives. 

Helping people find balance and achieve changes in major life areas – like Finances - is something I do through a variety of Oola program options. 
 
Oola. It’s not a secret. It’s a system. 

Schedule your complimentary strategy session with me today and let’s see if the Oola Lifestyle Framework is right for you. 
 
 And, if you’d like, you can check out these resources for more information before we jump on that phone call:
  
 This holiday season, why not give YOURSELF the gift of an “Oola Transformation” for 2022? 
 
There are various programs/platforms/price points for you to tap in to the Oola Lifestyle Framework, coaching, and community.
 
 Contact me today to talk about which one is best for you.
 

 I’m here to help you live your life by design – not by default – in 2022!
 




2022: What Would Transform Your Finances?

 
Are you hoping life will get better in 2022? 

For many people, “better” means improving their finances. 

If 2021 has left you wondering what could possibly happen next—if your income’s been impacted and your debts have become overwhelming—realize that, with the right plan, your finances CAN improve. 

You CAN be free of debt. 

You CAN improve your earnings.
 
You CAN invest for your future.

When I first started working with human-potential experts Dr. Dave Braun and Dr. Troy Amdahl to become a Certified Life Coach, I discovered that their Oola formula has over a million followers in 43 countries.
Story after story appeared on their Facebook page of people who had hit major financial goals. Some paid off over $100,000 in debt, got better-paying jobs, or moved into their dream house.

While your situation may seem impossible now, solid finances are possible if you create a plan and focus on making small steps regularly. 

What kind of small steps? 

  • Write down all your debts and make an extra payment on the smallest one if you can. 
  • Move any extra money you get into savings or a retirement fund. 
  • Research simple ways to get investment help such as a mutual fund company or local financial planner. 
  • Talk with your spouse and kids about researching low-cost fun, recycled fashions, home cooking, and cool volunteering options instead of expensive vacations. 
Or....
Why not schedule your complimentary strategy session with me?
Whatever breakthrough goal would change YOUR finances for the better in 2022, we can jump on a 30–45-minute call to chat about it.
From there, you’ll have a better idea of what it might look/feel like to work with me privately to set financial goals and take action on your most important objective(s). 
 
Helping people find balance and achieve life changes in major life areas is something I do through unique coaching programs designed around the bestselling book and Oola Lifestyle Framework.
There are several Oola programs that we can explore together; I know there’s one that will fit your needs and (re) ignite your financial goals and dreams!
 
You can also check out these resources for more information about the proven, powerful Oola Lifestyle Framework:
 
You can achieve YOUR best life with the Oola Lifestyle Framework.
  
Why wait?  
 
Contact me today!
 
2022 will be here before you know it.


 

ABUNDANT FINANCES. Less stress. More balance.


What do you think of when you hear the word “abundance”? 

For most people, it means having lots of money. But living abundantly is so much more than that.
It’s creating a meaningful life . . . pursuing work you’re passionate about . . . doing good in the world . . . and bringing along family and friends on the journey with you.

When I first started working with The OolaGuys to become an Oola Certified Life Coach, I discovered the true meaning of abundance. 
In fact, looking at Oola’s 7 major areas of life—Fitness, Finance, Family, Field (career), Faith, Friends and Fun—I realized it’s actually possible to live abundantly overall.

And...It IS possible to lower your stress level, find greater balance, discover your life purpose and live an amazing life. 

Abundant finances are just one part. 

But if your finances are the biggest stressor in your life, you’ll love the formula that Oola teaches for calming the chaos in your finances. Their Facebook page is filled with people who hit major financial goals like paying off more than $100,000 in debt, getting better-paying jobs, or moving into their dream house.

YES! It IS possible. 

So what could abundant finances look like for you?

  • Planning for monthly expenses with a written budget
  • A $3,000 emergency fund to handle the unexpected
  • Savings that cover 7 months of living expenses
  • Investing for the future (and even early retirement)
  • All debts paid off, even your mortgage
  • Allowing (and budgeting for) some fun along the way
While the above checklist might be a wake-up call, it’s also the first step toward achieving an abundant life overall . . .
Oola-style. 

What improvement in YOUR finances would be a first step toward living abundantly? 

The 10-week Oola Coaching Program is a game-changer for anyone who wants to live with less stress, more balance, and greater purpose. 

Schedule your complimentary strategy call today to discuss what Oola coaching would look like for you; and how it can work for your finances, as well as the other key life categories. 

Let’s connect today.
  
In the meantime, you can also check out these resources for more information:
 
 Contact me today.
 
I'm here to help the future be an abundant one for you.






MONEY STRESS. It’s time to calm the chaos in your finances. Part 2

Need more cash-flow to tackle your finances?

Last time, we talked about working hard to “de-clutter” your credit card bills—by cancelling unused services and returning leased equipment, for instance.
Congratulations on beginning the process of restoring sanity in your finances!

Unfortunately, decluttering and economizing will only get you so far. Some people simply need to bring in more cash. 

If you’re self-employed, this may be easy for you: either take on more work, or negotiate higher rates for your products and services by educating the client or customer on the higher value of what you have to offer.

If you work for a company, however, there are still ways you can free up more cash to get your financial house in order (without impacting your retirement investments). 

Here are a few:

Tip #1:  
Ask the payroll department at your workplace to redirect part of your paycheck to a new savings account you set up (ask your bank for an account that’s free of fees). Decide on the bare minimum you really need in your paycheck, then redirect the remainder. Use that growing savings account to pay down small debts.

Tip #2:  
Add up your discretionary expenses (eating out, buying home décor or clothes, ordering random stuff on Amazon) and for a designated period of time - say, three months, stop all discretionary spending. Eat at home, make do with the clothes you have, and forego those projects that require online buying. At the end of the 90 days, you’ll likely have more in your bank account to use toward paying off a bill or even eliminating a small debt.

Tip #3:  This has worked great for me!
Start selling stuff on Craigslist, Facebook Marketplace, or gazelle.com (for older smartphones & devices). Decluttering junk drawers, the garage, and/or your bedroom closet not only makes your living space feel more tranquil, the extra money will have a calming effect on your financial stress, too!

Tip #4:  Here's one you may not have realized was even an option: 
Call the credit card issuers you have now to ask for a 0%-for-one-year-rate, then create a plan to pay off your credit cards within that one year. Consolidate your other balances onto a single card and aggressively pay it off. This will save you monthly interest, but you must be disciplined enough to meet your goal in one year or less. Once your credit cards are paid off, your monthly cash-flow will immediately increase—which allows you to start making financial plans for the future: building an emergency fund, saving for a home, paying down student loans, and investing for retirement.

Tip #5:  This is my favorite!
Pick up a side hustle. For a few months, several times a year, or nights & weekends, take on small projects, a second job, or a side hustle like seasonal tax preparation, driving for Uber or Lyft, helping a caterer with premium events or joining a Network Marketing Company with a product, program or service that you are passionate about. Recent reports say that 1 in 3 Americans has a side hustle—it’s just one way people are adding extra cash flow to their lives. Creating multiple streams of income is not only smart - it's really important. The last year has certainly made that very clear.

Of course, finding more cash to eliminate your immediate financial headaches is only a part of the process of creating balance in your financial life (and other areas of your life, too). 

Let's face it - when your finances are out of whack, the stress overflows into every aspect of your life.
Security for the future is compromised. 
The ability to have fun is diminished.
Hear this - Financial problems is pretty much always listed on the top 5 causes of divorce - and divorce certainly doesn't typically improve ANYONE's finances. Right?

If you think working with a coach to keep you on track and accountable for results is something that would get you to a balanced life faster, I’m here to help.

Message me for more details or, better yet, schedule your complimentary discovery call to talk to me directly about how coaching might work for you.
 
In the meantime, here are some other resources for more information about the Oola Lifestyle Framework:
 
 Contact me now. It only takes 10 weeks to make massive progress towards your “OolaLife”. 

Let's work together to create an amazing life for you!
 





MONEY STRESS. It’s time to calm the chaos in your finances. Part 1


 
Have you ever wondered what it would take to calm the chaos and restore sanity in your financial life?

Ya, I know. It's a rhetorical question. 😉

From product subscriptions you no longer use . . . to streaming services you rarely watch . . . to payments on sports equipment or consumer goods you don’t have time for anymore, some charges hang out on our monthly credit card statement until even our “minimum payment” is overwhelming.

It’s time to calm the chaos in your finances.

Here's a good place to start:

Grab the last 12 months of credit card statements and review your monthly, quarterly, and annual subscriptions.

• Cancel any services or subscriptions you’re not using

• Downgrade to a cheaper plan if you actually need less, including your phone service, your annual-fee credit card, even your parking pass.  (Be careful: changes to health insurance plans may trigger negative consequences.)

• Ask if there are newer payment plans that charge less, but deliver more (you’d be surprised)

• Return leased equipment (like that extra cable box) and other items you’re not using,  but are being charged for

You can begin to lower your stress level by decluttering your credit card statement and taking control of your monthly expenses. 

Do this before you tackle the biggest headache for most people: debt.

It’s easy to calm the chaos and restore sanity to your finances. 
All it takes is a system and an accountability partner. That’s where I can help. 

Finding balance in an unbalanced world is what I learned from The OolaGuys: Dave Braun and Troy Amdahl, bestselling authors of Oola: Find Balance in an Unbalanced World. 
And now it’s what I help others do as a Certified Oola Life Coach, using a unique and proven framework that takes just 10 weeks.

To talk about what you’d like to accomplish with your finances (and/or every area of your life), message me and we can jump on a call or, better yet, schedule your complimentary discovery call  to talk to me directly about how and why coaching with me might be your next best step. 

Next time I’ll provide a list of tips that can help you create extra cash and get some financial breathing room before you tackle paying down debt.
  
In the meantime, here are some other resources for more information about the Oola Lifestyle:
 
 Contact me now. It only takes 10 weeks to make massive progress towards your “OolaLife”. 

Let's work together to create an amazing life for you!
 





 
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